Knowledge Hub

Loan Against Securities

When investing with a long-term view, it is important to be prepared for situations that can make it difficult to stay invested, such as market volatility and unexpected financial needs.

Loan Against Mutual Funds

Over the past few years, there has been phenomenal growth in the participation of retail investors in capital markets in India. More people are investing their money through mutual funds than ever.

Loan Against Securities

You can prepay your loan partially or fully at your convenience without any charges. There are no restrictions on the number of repayments.

Loan Against Mutual Funds

Are you looking for a way to access funds without touching your long-term investments? Loan against Mutual Funds may be the answer you've been searching for. It's a great option compared to redeeming your mutual fund investments, as you can still retain ownership of your units and enjoy all the associated benefits.

Loan Against Securities

You can enhance your Loan Against Securities account limit by pledging additional securities digitally via the Web or Mobile App.

Secured Loans

Historically, people have been pledging their assets as collateral with lenders to get cash/liquidity for funding their personal/business or other expenses. Since Real estate and Gold were among the most widely owned assets, their use as a security for availing loans was popular.

Loan Against Mutual Funds

In today's era, investors have shown increasing interest towards equity related investments such as shares and mutual funds instead of relying on traditional saving accounts or fixed deposits. Borrowing against mutual funds have emerged as an innovative solution.

Credit Score

In today’s scenario buying things on credit is a common phenomenon, some of the biggest purchases like a house or some small purchases like consumer durable products are backed by loans. Hence creditworthiness plays a crucial role in an individual's life.

Personal Loans

Whether it's a personal loan, car loan, business loan, or home loan, the Equated Monthly Instalment (EMI) is a widely used method of loan repayment. Loan repayments are done through Equated Monthly Installments (EMI) to make budgeting easier.

Smart Borrowing

In a world where credit is just a click away, borrowing has become an integral part of financial planning. Be it personal loans, credit cards, or other forms of credit, access to funds has never been easier.

Personal Loans

When you apply for a personal loan, one of the key factors lenders evaluate is your Financial Obligations to Income Ratio (FOIR). It plays a significant role in determining whether you are eligible for a loan, and if so, how much you can borrow.

Smart Borrowing

In times of financial emergencies, the need for quick funds can cloud our judgment, making us susceptible to scams. Fake loan apps prey on this vulnerability, promising instant disbursals and minimal formalities.

Smart Borrowing

While many business owners are well-acquainted with overdraft facilities, salaried individuals often overlook this option, focusing primarily on term loans. But, unexpected expenses or temporary financial gaps can arise anytime in life, making it hard to keep cash flow steady. This is where an overdraft facility proves invaluable.

Smart Borrowing

In the fast-moving modern world, loans have become an integral part of our financial journey. They enable us to pursue ambitions like owning a dream home or kickstarting a business, opening doors that might otherwise remain closed.

Loan Against Securities

Imagine checking your credit report and finding a loan you never applied for—it’s a pretty unsettling scenario. Regular soft credit checks can help you steer clear of such surprises.

Loan Against Securities

To replace one security with another, you need to depledge the existing securities using the partial withdrawal facility and pledge new securities via the top-up facility. The revised eligible limit will be recalculated based on the updated collateral value.

Loan Against Securities

A Loan Against Securities (LAS) from Mirae Asset Financial Services provides a convenient and flexible way to access funds while keeping your investments intact.

Loan Against Securities

Your Loan Against Securities (LAS) account with Mirae Asset Financial Services functions as an overdraft facility. Upon account creation, an overdraft limit is created. You can withdraw funds as needed up to the available limit.

Secured Loans

In life's twists and turns, we often need a financial crutch, and that's where a loan comes in handy. However, not all loans are the same. In India, you have two main choices: secured and unsecured.

Personal Loans

Digital innovation and infrastructure have streamlined the process of accessing funds for borrowers, making it quicker and more convenient. However, with this increased accessibility comes a heightened risk of errors during the loan application process.

Credit Score

Imagine checking your credit report and finding a loan you never applied for—it’s a pretty unsettling scenario. Regular soft credit checks can help you steer clear of such surprises.

Smart Borrowing

In times of financial urgency, securing a loan quickly can feel like a lifeline. However, the pressure to obtain funds swiftly often leads borrowers to make hasty decisions, sometimes turning to unregistered lenders who promise convenience and speed.

Personal Loans

Over the past decade, personal loans have become increasingly popular in India, catering to a wide variety of financial needs. From funding dream weddings to managing unforeseen medical expenses, personal loans offer a quick and flexible solution.

Smart Borrowing

When it comes to borrowing money, most of us try our best to meet deadlines and pay off loans on time. However, life can sometimes throw unexpected financial challenges our way, causing us to miss payments.

Personal Loans

Picture this: You’ve spent years saving for your dream home, found the perfect property, and applied for a loan - only to face rejection. The reason? A small unpaid amount from years ago that you didn’t even remember existed.