Blogs

Loan Against Securities

When investing with a long-term view, it is important to be prepared for situations that can make it difficult to stay invested, such as market volatility and unexpected financial needs.

Loan Against Mutual Funds and shares

Over the past few years, there has been phenomenal growth in the participation of retail investors in capital markets in India. More people are investing their money through mutual funds than ever.

Loan Against Mutual Funds and shares

In today's era, investors have shown increasing interest towards equity related investments such as shares and mutual funds instead of relying on traditional saving accounts or fixed deposits. Borrowing against mutual funds have emerged as an innovative solution.

Loan Against Mutual Funds and shares

Are you looking for a way to access funds without touching your long-term investments? Loan against Mutual Funds may be the answer you've been searching for. It's a great option compared to redeeming your mutual fund investments, as you can still retain ownership of your units and enjoy all the associated benefits.

Loan Against Mutual Funds and shares

You can enhance your Loan Against Securities account limit by pledging additional securities digitally via the Web or Mobile App.

Secured Loans

Historically, people have been pledging their assets as collateral with lenders to get cash/liquidity for funding their personal/business or other expenses. Since Real estate and Gold were among the most widely owned assets, their use as a security for availing loans was popular.

Credit Score

In today’s scenario buying things on credit is a common phenomenon, some of the biggest purchases like a house or some small purchases like consumer durable products are backed by loans. Hence creditworthiness plays a crucial role in an individual's life.

Smart Borrowing

In a world where credit is just a click away, borrowing has become an integral part of financial planning. Be it personal loans, credit cards, or other forms of credit, access to funds has never been easier.

Smart Borrowing

In times of financial emergencies, the need for quick funds can cloud our judgment, making us susceptible to scams. Fake loan apps prey on this vulnerability, promising instant disbursals and minimal formalities.

Smart Borrowing

In the fast-moving modern world, loans have become an integral part of our financial journey. They enable us to pursue ambitions like owning a dream home or kickstarting a business, opening doors that might otherwise remain closed.

Loan Against Securities

Imagine checking your credit report and finding a loan you never applied for—it’s a pretty unsettling scenario. Regular soft credit checks can help you steer clear of such surprises.

Loan Against Securities

To replace one security with another, you need to depledge the existing securities using the partial withdrawal facility and pledge new securities via the top-up facility. The revised eligible limit will be recalculated based on the updated collateral value.

Loan Against Securities

A Loan Against Securities (LAS) from Mirae Asset Financial Services provides a convenient and flexible way to access funds while keeping your investments intact.

Loan Against Securities

Your Loan Against Securities (LAS) account with Mirae Asset Financial Services functions as an overdraft facility. Upon account creation, an overdraft limit is created. You can withdraw funds as needed up to the available limit.

Loan Against Mutual Funds and shares

In life's twists and turns, we often need a financial crutch, and that's where a loan comes in handy. However, not all loans are the same. In India, you have two main choices: secured and unsecured.

Credit Score

Imagine checking your credit report and finding a loan you never applied for—it’s a pretty unsettling scenario. Regular soft credit checks can help you steer clear of such surprises.

Loan Against Mutual Funds and shares

In times of financial urgency, securing a loan quickly can feel like a lifeline. However, the pressure to obtain funds swiftly often leads borrowers to make hasty decisions, sometimes turning to unregistered lenders who promise convenience and speed.

Loan Against Mutual Funds and shares

When it comes to borrowing money, most of us try our best to meet deadlines and pay off loans on time. However, life can sometimes throw unexpected financial challenges our way, causing us to miss payments.

Credit Score

Your credit score is a report card for your financial behavior. It's a three-digit number, typically ranging between 300 to 900, that lenders use to evaluate how creditworthy you are. The higher your score, the better your chances of getting approved for loans or credit cards, and at better interest rates too!

Loan Against Mutual Funds and shares

A margin call in Loan Against Securities is a financial mechanism that helps maintain the balance between borrowed funds and the value of pledged collateral.

Loan Against Mutual Funds and shares

Learn the eligibility criteria for loan against mutual funds (LAMF). Discover key requirements, approval factors, and how to qualify instantly without selling your investments.

Loan Against Mutual Funds and shares

Compare Loan Against Mutual Funds vs Personal Loan on interest rates, eligibility, costs, risks, and repayment to choose the right borrowing option.