PARTICULARS	CHARGES *
Effective Rate Of Interest	Interest Rates from 11.49% p.a. onwards
Penal Charges	2.00% per month + taxes on the overdue amount for the default period
Processing Fee (Loan Booking)	3% to 4% of loan amount. PF will be deducted from the loan amount & net amount will be disbursed
Stamp Duty (Loan Booking)	₹200
Prepayment/ Foreclosure Charges	ZERO Foreclosure charges
Bank Mandate Swap Charges	₹500
Bounce Charges	₹500
Collection Charges (in case of default)	Upto ₹2000 + taxes per instance
Legal Charges (in case of default)	On actuals

* Taxes as applicable.