Schedule of Charges

PARTICULARS CHARGES *
Effective Rate Of Interest 10.25% p.a. (on utilized amount)
Penal Charges 15.00% P.A. + taxes on the overdue amount for the default period**
Loan Tenure Fixed Processing Fee
1 Year ₹999
2 Years ₹1,299
3 Years ₹1,499

ZERO PROCESSING FEES on 1, 2, and 3-year loan tenures.
Offer valid from 27th October to 11th November 2026.

Stamp Duty (Loan Booking) ₹500
(Offer valid from 27th October to 11th November 2026.)
Prepayment/ Foreclosure Charges ₹0
Bank Mandate Swap Charges ₹500
Top Up/Security Withdrawal Charges ₹500
(Offer valid from 27th October to 11th November 2026.)
Bounce Charges ₹500
Security Invocation Charges (in case of default) ₹2,000
Collection Charges (in case of default) ₹5,000
Legal Charges (in case of default) ₹5,000

* Taxes as applicable.