PARTICULARS	CHARGES *
Effective Rate Of Interest	9% p.a. (on utilized amount)
Late Payment Interest	ROI + 4% p.a. For Default Period
Processing Fee (Loan Booking)	₹999
Stamp Duty (Loan Booking)	₹500
Prepayment/ Foreclosure Charges	₹0
Annual Renewal Charges	₹999
Bank Mandate Swap Charges	₹500
Top Up/Security Withdrawal Charges	₹500
Bounce Charges	₹500
Security Invocation Charges (in case of default)	₹2,000
Collection Charges (in case of default)	₹5,000
Legal Charges (in case of default)	₹5,000

* Taxes as applicable.