

Marriage Loans up to ₹10 Lakhs For Salaried Employees
With Interest Rate Starting 11.49% p.a.
If you are a salaried individual planning your wedding, you can apply for a Marriage Loan online effortlessly with a 100% digital process. Get a loan from ₹1 lakh up to ₹10 lakh with attractive interest rates starting from 11.49% p.a. up to 19.99% p.a. Enjoy complete flexibility with zero foreclosure charges, no lock-in period, and zero pre-payment charges. Manage your Marriage Loan account online through our mobile app—no branch visits required!
- ROI from
11.49% p.a. to 19.99% p.a. - Zero Foreclosure & Prepayment Charges
- No Lock-in
Period
Features of Marriage Loan
Looking for a Marriage Loan or Wedding Loan? Mirae Asset Financial Services offers salaried employees quick access to collateral-free funds for your big day. With flexible EMI options, attractive interest rates, and no hidden charges, you can finance your wedding, engagement, or related expenses with ease. Enjoy a seamless online application process and make your special moments unforgettable without financial stress!
* Funds will be disbursed within 2 business days subject to successful verification.
** The interest rate will vary depending on your credit profile, employment info, and salary details.
Marriage Loan Eligibility Criteria
Applicant must be salaried with Minimum Salary of Rs. 35,000 per month.
Maximum FOIR
(Fixed Obligation to Income Ratio) - 70%.
Age - 22 to 58 Yrs
&
Resident Indian National
1 Year Work-ex
(4 months with
current company)
Minimum credit
score of 700 or higher.
Available only at selected locations in India
Note: Only salaried individuals are eligible.
Eligibility is not a guarantee. Eligibility will be checked based on the information you provide. The amount you can borrow (loan amount), the repayment period (tenure), and the interest rate will vary depending on your credit profile, employment info, and salary details.
Marriage Loan EMI Calculator
Make informed financial decisions with our Marriage Loan EMI Calculator! Easily estimate your monthly EMIs before you apply for a marriage loan online. Simply enter your desired marriage loan amount, choose a repayment tenure, and estimate the marriage loan interest rate to calculate your loan EMI instantly.
If you're looking for a low-interest salaried marriage loan, or need to check the best interest rates, our personal loan EMI calculator helps you compare and plan your finances effortlessly. Apply for a marriage loan online today and get quick approvals with Mirae Asset Financial Services!
Loan Amount
Interest rate
Tenure
Your Monthly EMI:
Your Monthly EMI:
Eligibility is not a guarantee. Eligibility will be checked based on the information you provide. The amount you can borrow (loan amount), the repayment period (tenure), and the interest rate will vary depending on your credit profile, employment info, and salary details.
Marriage Loan Charges, Interest Rates & Details
Before applying for a marriage loan, review the interest rates, fees, and charges to make your wedding finances hassle-free. Choose transparent loan terms and plan smart for a stress-free celebration of your big day!
Taxes as applicable
Eligibility is not a guarantee. Eligibility will be checked based on the information you provide. The amount you can borrow (loan amount), the repayment period (tenure), processing fees and the interest rate will vary depending on your credit profile, employment info, and salary details.
* Taxes as applicable
How to Apply Online for Marriage Loan
-
1Apply for Marriage Loan via Web or App
-
2Basic Details: Provide basic details & check eligibility. Complete e-KYC
with PAN & Aadhaar details. -
3Additional Details: Provides address, employment, & additional
details. -
4Choose Loan Terms: Based on eligibility, choose loan amount & tenure.
-
5Complete Documentation: Creates e-mandate, sign loan agreement,
& complete Video KYC. -
Funds Disbursement: Funds are disbursed directly to your bank account (Subject to Verification).
Things to Know Before Applying Online For a Marriage Loan
The interest rate on marriage loan with Mirae Asset Financial Services starts from 11.49 % p.a. and is determined by multiple factors such as your credit score, employer, repayment capacity (debt to income ratio), etc.
Please follow the below steps to pay your EMI in advance
- - Login to the App or Website
- - Select the ‘Marriage Loan’ dashboard
- - Click on the ‘Pay Now’ option on the summary screen
- - Select the ‘Loan Application Number’ in the drop-down menu.
- - Select ‘EMI Payment in Advance’ in the ‘Payment Option’ drop-down menu.
- - Select the ‘No. of Instalments’
- - Click on the ‘Pay Now’ button and complete your payment.
Please be aware: Any EMI paid in advance will be credited towards upcoming EMIs. However, this advance payment will not be directly deducted from the principal outstanding amount. Consequently, the total interest paid on the loan account will remain unaffected.
Please follow the below steps to pay your EMI in advance
- - Login to the App or Website
- - Select the ‘Marriage Loan’ dashboard
- - Click on the ‘Pay Now’ option on the summary screen
- - Select the ‘Loan Application Number’ in the drop-down menu.
- - Select ‘Overdue Payment’ in the ‘Payment Option’ drop-down menu.
- - Enter the amount
- - Click on the ‘Pay Now’ button and complete your payment.
Failing to make EMI payments will result in bounce charges and penal charges, as outlined in the loan agreement's terms and conditions. Additionally, it may have a negative impact on your credit score & will be recorded in your credit history. Defaulting on the loan may also make it challenging to obtain any future loans.
You can write to mcare@miraeassetfin.com with the requested time slot for your video KYC along with your Application ID or call us at 1800 2099 180 (Monday to Friday from 9 am to 6 pm excluding holidays).
Please Note: You can schedule Video KYC anytime from Monday to Saturday from 9 am to 7 pm excluding holidays. The video KYC slot will be confirmed subject to availability of our Video KYC agent.
The processing fees is charged from 3% to 4% of loan amount. PF will be deducted from the loan amount & net amount will be disbursed. Eg. For a loan amount of Rs.4,00,000, processing fees charged will be Rs. 12,000 + Taxes (Rs.4,00,000 x 3% = Rs. 12,000).
Marriage loans are not eligible for tax exemption.
You can choose your loan term as per your requirements from 6 months to 48 months.
The minimum loan amount is Rs.1,00,000, while you may borrow a maximum loan amount of Rs.10,00,000.
A minimum credit score of 700 or higher is necessary to get the marriage loan.
Yes, you can foreclose your marriage loan without any foreclosure charges and no lock-in period.
You can cancel your loan within the cooling-off period (3 days from the date of disbursement) in accordance with our lender partner's policies. Please note that the processing fee and stamp duty are non-refundable if the loan is cancelled during this period.
Why Choose Marriage Loan With Us
A marriage loan, also known as a wedding loan, is a type of personal loan that helps you cover wedding expenses, including venue bookings, catering, decor, outfits, and more. With quick, collateral-free funds and flexible repayment options, a marriage loan ensures you can plan your dream wedding without financial stress. To make the most of a wedding loan, calculate your overall budget, compare the best marriage loan interest rates, and select an EMI plan that fits your financial situation. Plan wisely, celebrate stress-free, and make your special day truly memorable with the right marriage loan!